Check Processing Services & Merchant Check Processing Solutions

Merchants can benefit from accepting checks, especially e-Checks, in several ways. According to the Federal Reserve, e-Check payments have been on the rise in recent years. This trend is meaningful for businesses in all sectors, as it virtually guarantees that a company that doesn’t accept this form of payment will find itself in the unfortunate position of having to turn away business.

This trend is also significant for organizations operating in industries where check payments (specifically, recurring check payments) are common. These include companies that work with rental, B2B sales and subscription-based services such as gyms, private schools or insurance companies.

In short, if your company doesn’t take checks, you can be sure customers will find a competitor that does.

In addition to optimizing your company’s revenues by allowing it to work with the broadest possible range of customers, taking checks can also help your organization save money. How? e-Checks are less expensive to process than credit card payments, regardless of volume. Consequently, organizations that can arrange for their highest-volume and biggest-ticket clients to pay by check can use the money they would otherwise spend on card processing fees to grow their businesses.

Moreover, partnering with an electronic check processor such asTN Merchant Services can help businesses operate more efficiently. In the past, when accepting paper checks, merchants would take the payment, hope the customer wouldn’t cancel it before funds could be transferred, then route it to their bank for deposit.

TN Merchant Services has streamlined this procedure, putting money in your company’s account with unprecedented speed. We process check transactions using the U.S. Treasury’s ultra-secure Web Application Infrastructure. The processing takes only a few days and saves businesses even more time by initiating the transfer of funds at POS and automatically generating completed deposit slips.

Once your business decides to accept checks, make TN Merchant Services your electronic check processor of choice. With 28 years of experience working in the merchant services industry, we’ve established a reputation for expedient processing and attentive customer service in an industry that isn’t known for either. As a result, the majority of our clients come to us by referral.

TN Merchant Services prides itself on working with organizations that the big banks consider “high risk,” such as e-cigarette retailers, payday loan companies and collection agencies. And we provide payment processing services at fair rates that help businesses succeed, not collapse, no matter how razor-thing their profit margins.

We also have programs in place that help our merchants protect themselves from chargebacks, both in the physical and online spaces. And as we provide credit card, check and mobile payment processing within both the United States and offshore markets, we can give your company the tools it needs to grow and thrive.

We understand that a lot of blood, sweat and tears go into making a company great. For that reason, we maintain business-friendly policies such as waiving set-up fees and not penalizing our high-volume clients for their success. And, because we know that time is money, we approve 98.7 percent of the merchant applications we receive within 48 hours.

Moreover, all of our clients enjoy access to experienced and responsive merchant account experts via phone and email. They make it their top priority to resolve any payment issues you have as quickly as possible.

If you want your company to realize its full potential by partnering with TN Merchant Services and taking full advantage of our check processing services, contact us today.